San Diego Foreclosure and REO Website

Find homes for sale

PRICE RANGE

Any $10,000 $20,000 $30,000 $50,000 $100,000 $130,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1M $1.1M $1.2M $1.25M $1.4M $1.5M $1.6M $1.7M $1.75M $1.8M $1.9M $2M $2.25M $2.5M $2.75M $3M $3.5M $4M $5M $10M $20M to Any $10,000 $20,000 $30,000 $50,000 $100,000 $130,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $550,000 $600,000 $650,000 $700,000 $750,000 $800,000 $850,000 $900,000 $950,000 $1M $1.1M $1.2M $1.25M $1.4M $1.5M $1.6M $1.7M $1.75M $1.8M $1.9M $2M $2.25M $2.5M $2.75M $3M $3.5M $4M $5M $10M $20M No max

TYPE

Any type Single-Family Home Condo Townhouse Coop Apartment Loft TIC Apt/Condo/Twnhs Mobile/Manufactured Farm/Ranch Lot/Land Multi-Family Income/Investment Houseboat

BEDROOMS

Any 1+ 2+ 3+ 4+

BATHS

Any 1+ 2+ 3+ 4+

SQ. FT.

Any 250+ 500+ 1,000+ 1,250+ 1,500+ 1,750+ 2,000+ 2,250+ 2,500+ 3,750+ 4,000+ 5,000+ 10,000+

CITY AND STATE
(or ZIP code)

Mortgage rates are still at a 30 year low...now is a great time to buy! To sweeten the deal...

if you buy with me, Ill pay your first month's mortgage for you!

For a look at historical rates information click here

Buyer Real Estate Transaction:

Initial Meeting With Your Realtor:

• Talk about buyer's needs and wants in a new home
• Talk about financial eligibility and how to get prequalified 
• Click for Mortgage Calculator

 

Loan Qualification:

• Obtain prequalification from a lender

 

Putting Your Needs and Wants Together to Find a Home 

• Find a property that fits your needs and is in your price range 
• Realtor will advise, discuss and write offer with buyer
• Buyer reviews contract with Realtor to ensure it meets buyer's needs
• Realtor submits offer to seller's agent for review
• Seller either accepts offer or gives a counter offer

 

Present Offer and Negotiate With Seller's Agent 

• Realtors continue to negotiate until buyer and seller can reach an agreement. If no agreement can be met the process starts over on a new property that fits buyer's needs
• Seller accepts offer or counter offer 
• Buyer prepares "good faith deposit" check (generally 1-3% of purchase price) 

 

Escrow is opened and timeline begins

• Buyer deposits "good faith money" into escrow
• Escrow will order Preliminary Report

 

Submit Loan Application

 

Contingency Period (Generally First 17 Days of Escrow)

• Physical Inspection of property is conducted by a qualified inspector
• Approve seller's Transfer Disclosure Statement
• Approve Preliminary Report
• Conduct property appraisal
• Obtain loan approval from lender
• Perform termite inspection and certification

 

Find Homeowner's Insurance

• Select insurance company and coverage
• Insurance will be in effect at close of escrow

 

Down Payment (if any) 

• Escrow needs cashier's check or money transfer prior to closing date for funds due to purchase 

 

Closing Escrow and Getting Your New Home 

• Deposit down payment (if any) and closing costs to escrow
• Bank sends balance of purchase price to Chicago Title
• Property deed is recorded with County Recorder's office, generally 1 day prior to closing
• You get the keys to your new home! Plan on some house guests!li>